These Terms and Conditions govern your access to and use of the website located at https://abxbenefithelp.com and any related pages, forms, funnels, landing pages, communications, or subdomains operated by Korben Luther under the name ABX Benefit Help (collectively, the “Website”). By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree, you should not access or use this Website.
This Website is operated by Korben Luther, an independent federal benefits education professional. ABX Benefit Help is not a government agency and is not affiliated with any federal, state, or local government entity.
The content provided on this Website is for general educational and informational purposes only and is intended to help federal employees better understand available benefit programs. Nothing on this Website should be interpreted as legal, tax, investment, insurance, or financial advice, nor as a recommendation to take or refrain from taking any specific action. Korben is an independent insurance agent operating under American Benefits Exchange. This website is independently owned and operated and is not the official website of American Benefits Exchange.
ABX Benefit Help does not provide individualized financial, legal, tax, or investment advice through this Website and does not manage, control, or direct retirement accounts, including the Thrift Savings Plan (TSP).
Use of this Website, submission of information, scheduling of appointments, or participation in communications does not create a fiduciary, advisory, or professional-client relationship.
Users are encouraged to consult with licensed or qualified professionals and to review official government or plan documentation before making any benefits, retirement, insurance, or financial decisions.
By submitting information through this Website, including your name, email address, phone number, or other contact details, you consent to be contacted by ABX Benefit Help for informational, educational, scheduling, follow-up, and administrative purposes.
Communications may include emails and phone calls. Text messages are sent only when you provide consent by selecting the SMS consent checkbox on the scheduling form.
Consent to receive communications is not a condition of purchasing any goods or services. You may opt out of communications at any time by following unsubscribe instructions, replying STOP to text messages, or contacting us directly.
You agree to use this Website only for lawful purposes and in a manner consistent with these Terms and Conditions. You may not attempt to gain unauthorized access to the Website, interfere with its operation, scrape or harvest data, submit false or misleading information, or use the Website in a manner that could harm the Website, its users, or its operator.
All content on this Website, including text, graphics, logos, videos, designs, and educational materials, is the property of ABX Benefit Help or its content providers and is protected by applicable intellectual property laws.
You may view, download, and print content for personal, non-commercial use only. Any reproduction, modification, distribution, or commercial use without prior written permission is prohibited.
Mobile carriers are not liable for delayed or undelivered messages.
This Website may contain links to third-party websites or services for convenience or informational purposes. ABX Benefit Help does not control and is not responsible for the content, accuracy, availability, or privacy practices of third-party websites.
Accessing third-party websites is done at your own risk.
The Website and all information provided are offered on an “as-is” and “as-available” basis without warranties of any kind, either express or implied. ABX Benefit Help makes no guarantees regarding accuracy, completeness, reliability, or availability of the Website or its content.
To the fullest extent permitted by law, ABX Benefit Help and Korben Luther shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your access to, use of, or reliance on this Website or its content.
This Website is intended for individuals seeking information about federal employee benefits and retirement planning. By submitting your information or scheduling an appointment, you confirm that you are at least 18 years old.
By providing your phone number and selecting the SMS consent checkbox on our scheduling form, you agree to receive appointment-related text messages from Korben Luther regarding your federal benefits review, including confirmations, reminders, and follow-up scheduling communications.
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying STOP. For assistance, reply HELP or contact us at [email protected].
Text messaging consent is not a condition of purchase.
ABX Benefit Help reserves the right to update or modify these Terms and Conditions at any time without prior notice. Changes become effective immediately upon posting. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
These Terms and Conditions are governed by and construed in accordance with the laws of the United States and the state in which the Website operator resides, without regard to conflict-of-law principles.
If you have questions about these Terms and Conditions, you may contact us at:
Korben
(512) 287-9656
Email: [email protected]